Effective Date: January 1, 2017
When you use the Website, our servers automatically record certain information about your use. Similar to other web services, we record information such as account activity, data displayed or clicked on (such as UI elements, ads, and links), and other information (such as browser type, IP address, date and time of access, cookie ID, and referrer URL). Along with cookies, we may also use third-party tracking technology to record similar information regarding you and your activity on the Website.
To use services offered on the Website, you must create an account. In creating this account, Oranj may ask for some personal information, including an email address and a password, which is used to protect your account from unauthorized access. Your personal and login information is considered non-public information. Except as required by law or requested by regulatory authorities, Oranj agrees to maintain your non-public information in strict confidence. We may access information about you from third-party sources and platforms (such as social networking sites, databases, online marketing firms, and ad targeting firms).
Oranj restricts access to non-public personal information about users to certain Oranj employees who require that information in order to maintain and operate the Website. Oranj may ask you for additional personal information, such as your name or picture, in order to provide personalized services to you. Oranj may store, process, and maintain data related to your account. Oranj’s uses for this data are described below.
Oranj is not directed to children under the age of 13. If a parent or guardian becomes aware that his or her child has provided us with personally identifiable information without his or her consent, he or she should contact us at firstname.lastname@example.org. If we become aware that a child under the age of 13 has provided us with personally identifiable information, we will delete such information from our files.
USE OF INFORMATION
Oranj maintains and processes your Oranj account and its contents to provide content, material and information on the Website. Oranj’s servers process the information you provide to Oranj for various purposes, including formatting and displaying your information, delivering related content, sharing community information such as message board posts and investment-related information, and other purposes relating to the Website.
Oranj may send you information related to your Oranj account or other Oranj services. If you decide at any time that you no longer wish to receive marketing communications from us, please follow the “unsubscribe” instructions provided in the communications.
INFORMATION SHARING AND ONWARD TRANSFER
We do not sell, rent, or otherwise share your personal information with any third parties except:
- to persons assessing our compliance with industry standards;
- our attorneys, accountants, and auditors; and
- as permitted or required by law (such as when we reasonably believe it is necessary or appropriate to investigate, prevent, or take action regarding illegal activities or violations of our Terms and Conditions).
We are permitted by law to disclose the non-public personal information about you to governmental agencies and other third parties in certain circumstances (such as third parties that perform administrative or marketing services on our behalf or for joint marketing programs). These third parties are prohibited from using or sharing the information for any other purpose. Oranj encourages users of the Website to collaborate with and engage with others by discussing financial and investment opinions, information and experience. You understand and agree that any such information that you provide through the Website or otherwise, including, for instance, as part of your profile or while interacting with other users, will be publicly available, and that other users may use and reproduce such information. We have no control over the use by other users of the information that you voluntarily disclose to the public.
CHOICES AND PREFERENCES
You may delete your Oranj account by emailing email@example.com and providing us with enough information to identify your account and prove that you are the owner of the identified account. We will endeavor to act on these deletion requests as soon as reasonably practicable. Deletions take effect when we act on them. Residual information related to your account may remain for some time on our servers.
You may decline to provide personal information to Oranj, except where such information is necessary to enable a feature of the Website. In cases where such personal information is necessary, you may not use that feature if you decline to provide the necessary personal information.